Privacy Policy

Last Updated: November 2025

1. Information We Collect

To provide our automated credit card tracking service, we collect only the following limited information required for operation:

• Account Information: Your email address and name (used solely for alert delivery and subscription management).
• Usage Data: The specific dates you input (Closing dates, Due dates) and the nicknames you assign to your cards (e.g., "Amex Gold").
• Payment Information: Billing details required to process your subscription. This data is handled directly and securely by Stripe.

2. Information We Do NOT Collect

We are a privacy-first platform designed to minimize data risk. We explicitly do NOT collect or store:

• Credit Card Numbers: We do not collect full or partial credit card numbers (PAN). We do not ask for the last 4 digits.
• Bank Login Credentials: We do not ask for or store usernames, passwords, or OAuth tokens for your bank accounts.
• Sensitive ID: We do not collect Social Security Numbers (SSN) or government ID numbers.
• Financial Balances: We do not track your bank account balances or transaction history.

3. How We Use Your Information

We use your data solely for the following purposes:

• To send automated email alerts regarding your credit card due dates and closing dates.
• To calculate Credit Line Increase (CLI) eligibility dates based on the timelines you manually provide.
• To process your subscription payments via Stripe.
• To comply with legal obligations and enforce our Terms of Service.

4. Data Sharing and Third Parties

We do not sell, trade, or rent your personal identification information to others. We use trusted third-party service providers to help us operate our business, strictly for the purposes outlined below:

• Stripe: For secure payment processing.
• Fillout: For secure form submission and data entry.
• Email Providers: To deliver transactional alerts to your inbox.

5. Security

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access. Our site uses SSL (Secure Socket Layer) encryption for all data transmission to ensure your inputs are protected.

6. Your Rights

In compliance with US Federal regulations, you maintain full control over your data:

• Right to Know: You may request a copy of the specific pieces of personal information we have collected about you.
• Right to Delete: You have the right to request deletion of your account and all associated data at any time.
• Right to Opt-Out: You may unsubscribe from alerts at any time.

To exercise these rights or cancel your subscription, simply contact support or use the secure cancellation link provided at the bottom of your email alerts.

7. Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at support@remindmycard.com.